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Old 05-21-2008, 10:25
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Join Date: Oct 2007
Location: South Texas
Posts: 100
Default Visa Prepaid Debit Card?

Hi. Does anyone one know if one is able to make purchases by paying with a prepaid visa debit card instead of a visa credit card? I do not have any credit cards for my own sake. LOL. I am thinking of buying a prepaid debit card but first I want to make sure that I will be able to pay for purchases with it. Lately I have been ordering ribbon on ebay and paying with money orders but I have found sites like this one with way better prices! Only thing is that they only accept paypal, visa, & master card. Does the visa card include the visa debit card?
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Old 05-21-2008, 10:38
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Join Date: Aug 2007
Location: Deep South
Posts: 1,719
Default Re: Visa Prepaid Debit Card?

I have one thru Walmart for all my buisness stuff. It works GREAT. I can attach it to my paypal account to transfer funds..etc. You use it just like you would a Visa card, but you put the cash on there first.

I pay $4.95 a month for the basic fee, and $4.95 when loading cash. But if you cash a check at Walmart, or transfer funds, the fee is waived.

I LOVE this card- and couldn't do my buisness without it.

Also- some people are afraid of the fees. To me- it's much better then having to pay interest.
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Old 05-21-2008, 10:40
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Default Re: Visa Prepaid Debit Card?

Also- it costs 9.95 (or something like that) to get the card. (by customer service) But I use it on all the ribbon sites with no problems at all.
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Old 05-22-2008, 05:49
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Join Date: Nov 2007
Location: Amish Country, OH
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Default Re: Visa Prepaid Debit Card?

I do not have any actual credit cards. I got rid of them years ago since I can't control myself. My husband has 1, a discover card that is paid off quickly if we have to use it. I use my bank's visa debit card for all my online transactions, that way if I don't have the money in the bank I can't make the purchase. The only situation you can get into vs. a prepaid card is identity theft but I have been only visiting the main sites, I order from UB, TRR, RABOM, and Hipgirl, hence trusted sites. I'm sure the visa prepaid card from Wal-mart would work just fine for all the online purchases.
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