This is the instructions she sent me. I think*, not too familiar with PS, that its 2 layers, the background and circles.
~~INSTRUCTIONS~~What you receive from me is a scaled-back template compared to what you see in the tutorials. There is a background layer and then there are the circle layers. (Or squares or rectangles...) The main thing you'll need to do is to drag your photo (or digital image) onto this template and then place it above the circle layer that you want to attach it to. Then hit ctrl-g. This will cause your photo to take on the shape of that circle. If you click on your photo layer again, you will see its phantom outline which you can resize and move around so that you can control what appears in the circle
And here is the link to what I bought. Thanks for your help guys! http://www.etsy.com/listing/58737296...facet=handmade