I believe the cheapest one to get is the one Wal-mart sells for almost $400.00
Brother has one that is around $700.00
One is on sale now at Hancocks which is a Bernina for $899.00
There is a place that is not far from me that carries new and used ones. You might try to find something like that near you. I believe they also let you pay payments
Soon as I get my big check that Bush was so kind to give back to us, I will be getting mine
Goodluck to you!!