Welcome! Templates can be great, I have some myself, but you should definately try making some with the free instructions available first. There are alot of good free ideas available on here. You could also try youtube or one of these sites: http://www.girlythingsbows.com/ http://www.hair-hardware.com/
There is alot of information out there for free, just be patient enough to search for it. And if you're not that patient, then templates with instuctions are a great thing!